MUST-HAVE MOTO - Penny Pincher Fashion

What I'm wearing:
Banana Republic jacket (similar; also love this & this), Forever 21 top (similar here or here), 
LOFT shirt (similar here or here), c/o Arizona jeans (recommend sizing down; wearing size 5), 
c/o Dorothy Perkins pumps (similar here or here), Banana Republic bag (similar here or here), 

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