MUST-HAVE MOTO - Penny Pincher Fashion

What I'm wearing:

Banana Republic jacket (similar; also love this & this), Forever 21 top (similar here or here), 

LOFT shirt (similar here or here), c/o Arizona jeans (recommend sizing down; wearing size 5), 

c/o Dorothy Perkins pumps (similar here or here), Banana Republic bag (similar here or here), 

Forever 21 ear crawlers, Forever 21 ring, Lips: Trish McEvoy Lip Pencil (Nude)